San Mateo

San Mateo is located in the heart of the San Francisco Peninsula, between San Francisco and Silicon Valley, and is one of the Peninsula’s most convenient and diverse residential cities. The city offers established neighborhoods, attractive parks, a strong dining scene, and abundant shopping. Downtown San Mateo is filled with restaurants, cafés, and local shops, while Hillsdale Shopping Center provides a major retail destination for the area.

Transportation is one of San Mateo’s biggest advantages. The city is connected by Highway 101, Highway 92, and El Camino Real / Route 82, with Highway 92 providing direct access to the East Bay. Caltrain also makes commuting north to San Francisco or south toward Silicon Valley convenient, giving San Mateo a particularly balanced location for Peninsula commuters.

From a real-estate perspective, San Mateo varies significantly by neighborhood. In general, areas farther west and closer to Hillsborough and the foothills tend to offer quieter streets, more single-family homes, and higher home values. Neighborhoods in 94402 such as Baywood, Foothill Terrace, and Aragon are especially popular with buyers, while 94403 offers a broader mix of single-family homes, townhomes, and condominiums across a wider range of price points.

San Mateo also has a strong food and technology presence. The city is known for its concentration of Asian restaurants, Japanese cuisine, Chinese food, and other Bay Area favorites, while companies such as Sony Interactive Entertainment / PlayStation maintain a significant presence here. For buyers seeking a combination of commuting convenience, established amenities, diverse housing options, and a well-rounded Peninsula lifestyle, San Mateo remains one of the Bay Area’s most balanced resident.

POPULATION
103,337
July 1, 2025 population estimate
MEDIAN HOUSEHOLD INCOME
$153.5K
$153,504 · 2020–2024 ACS
BACHELOR'S DEGREE OR HIGHER
57.8%
Residents age 25 and older

Race & Ethnicity

Major Census population categories in San Mateo
White
34.4%
Asian
28.3%
Hispanic / Latino
27.6%
Two or More Races
15.9%
Black / African American
1.4%
White is shown here as White alone, not Hispanic or Latino. Hispanic / Latino is an ethnicity category and may overlap with Census race categories, so the percentages above should not be added together to equal 100%.
OWNER-OCCUPIED HOUSING
49.9%
Share of occupied housing units that are owner-occupied
MEDIAN AGE
39.5
Median age of San Mateo residents · 2024 ACS
FOREIGN-BORN POPULATION
36.2%
More than one-third of San Mateo residents were born outside the United States
Source: U.S. Census Bureau QuickFacts and American Community Survey, San Mateo city, California. Population reflects the July 1, 2025 estimate. Income, education, housing and demographic figures primarily reflect 2020–2024 ACS data. Current home prices and real-estate market activity are presented separately using MLS market data.

Schools

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PUBLIC · SMFCSD

Elementary Schools

College Park Elementary School
K–5 · SMFCSD · SAN MATEO
College Park Elementary is part of the San Mateo-Foster City School District and operates as a district-wide magnet school rather than a traditional neighborhood attendance school. It offers a K–5 Mandarin Immersion program and is one of San Mateo's more distinctive public elementary-school options.
MAGNET SCHOOL
Baywood Elementary School
ELEMENTARY · SMFCSD · SAN MATEO
Baywood Elementary is located in San Mateo and is part of the San Mateo-Foster City School District. It is one of the city's established neighborhood public elementary schools.
San Mateo Park Elementary School
ELEMENTARY · SMFCSD · SAN MATEO
San Mateo Park Elementary is located in San Mateo and is part of SMFCSD. It is one of the public elementary schools associated with the city's established residential communities.
Highlands Elementary School
ELEMENTARY · SMFCSD · SAN MATEO
Highlands Elementary is located in San Mateo and is part of the San Mateo-Foster City School District, serving portions of the Highlands area and nearby neighborhoods.
PUBLIC · SMFCSD

Middle Schools

Borel Middle School
MIDDLE SCHOOL · SMFCSD · SAN MATEO
Borel Middle School is located in San Mateo and is part of the San Mateo-Foster City School District. It is one of the city's principal public middle schools.
Abbott Middle School
MIDDLE SCHOOL · SMFCSD · SAN MATEO
Abbott Middle School is located in San Mateo, belongs to SMFCSD, and is one of the city's main public middle-school campuses.
Bayside Academy
K–8 · SMFCSD · SAN MATEO
Bayside Academy is an SMFCSD K–8 school. Its Grades 6–8 Mandarin Immersion program provides the continuation pathway for students coming from College Park Elementary's K–5 Mandarin Immersion program.
MANDARIN IMMERSION PATHWAY
PUBLIC · SMUHSD

High Schools

Aragon High School
GRADES 9–12 · SMUHSD · SAN MATEO
Aragon High School is located in San Mateo and is part of the San Mateo Union High School District. It is one of the city's most frequently considered comprehensive public high schools.
San Mateo High School
GRADES 9–12 · SMUHSD · SAN MATEO
San Mateo High School is located in San Mateo and is part of the San Mateo Union High School District. It is one of the city's long-established comprehensive public high schools.
Hillsdale High School
GRADES 9–12 · SMUHSD · SAN MATEO
Hillsdale High School is located in San Mateo and is part of the San Mateo Union High School District. It is one of the three principal comprehensive public high schools located within the city.

Understanding San Mateo Public Schools

Elementary and middle-school students in San Mateo are primarily served by the San Mateo-Foster City School District (SMFCSD), while the high-school level is primarily served by the San Mateo Union High School District (SMUHSD).

For homebuyers: school pathways and attendance boundaries can vary significantly across San Mateo neighborhoods. For that reason, the specific property address is often more important than the city name alone when evaluating public-school options.

San Mateo-Foster City School District · SMFCSD

SMFCSD serves San Mateo and Foster City and includes a range of elementary, middle, and K–8 schools. Schools frequently considered by San Mateo families include College Park Elementary, Baywood Elementary, San Mateo Park Elementary, Highlands Elementary, Borel Middle, Abbott Middle, and Bayside Academy.

College Park Elementary · Magnet School

College Park Elementary is a district-wide magnet school within SMFCSD and does not operate with a traditional neighborhood attendance area. Its K–5 Mandarin Immersion program continues into the Grades 6–8 Mandarin Immersion pathway at Bayside Academy.

San Mateo Union High School District · SMUHSD

The public high-school level in San Mateo is served by SMUHSD. For buyers looking specifically within the City of San Mateo, the three most representative comprehensive public high schools are Aragon High School, San Mateo High School, and Hillsdale High School.

Important for Buyers: SMFCSD provides a preliminary school assignment based on the residential address, but actual enrollment remains subject to school capacity. If the assigned school is full, a student may be placed at another school with available space. District-wide magnet programs such as College Park do not have traditional attendance areas and generally require an application through the district transfer process. At the high-school level, SMUHSD maintains formal attendance boundaries and also offers limited intradistrict transfer opportunities. If schools are an important part of a purchase decision, buyers should verify current school assignment, capacity, and transfer policies directly with SMFCSD and SMUHSD using the specific property address.

The Nueva School · Upper School

GRADES 9–12 · INDEPENDENT · SAN MATEO

The Nueva School's Upper School is located in San Mateo and serves students in Grades 9–12.

Nueva is one of the Peninsula's more distinctive independent schools, with its high-school campus located in San Mateo.

The school emphasizes inquiry-based learning, interdisciplinary education, design thinking, and independent exploration.

For San Mateo families, Nueva Upper School represents one of the city's most recognizable independent high-school options.

Location: San Mateo
Grades: 9–12
Type: Independent · Coeducational
PROGRAM HIGHLIGHTS
INDEPENDENT DESIGN THINKING INQUIRY-BASED INTERDISCIPLINARY

Junípero Serra High School

GRADES 9–12 · CATHOLIC · BOYS · SAN MATEO

Junípero Serra High School is a Catholic all-boys college-preparatory high school located in San Mateo.

Serra serves students in Grades 9–12 and is one of the Peninsula's more established private high schools for boys.

The school emphasizes college preparation, character development, faith, leadership, and a broad student experience.

Serra is also well known for athletics and its strong alumni community, making it a prominent private high-school option in the San Mateo area.

Location: San Mateo
Grades: 9–12
Type: Catholic · College Preparatory · Boys
PROGRAM HIGHLIGHTS
BOYS CATHOLIC COLLEGE PREP ATHLETICS

The Carey School

PRESCHOOL–5 · INDEPENDENT · SAN MATEO

The Carey School is an independent school in San Mateo serving students from Preschool through Grade 5.

The school focuses on early-childhood and elementary education, with an emphasis on both academic and personal development.

Carey encourages creativity, collaboration, intellectual curiosity, and the overall growth of each student.

For families looking to enter private education beginning in preschool or kindergarten, Carey is one of San Mateo's established local options.

Location: San Mateo
Grades: Preschool–5
Type: Independent · Coeducational
PROGRAM HIGHLIGHTS
PRESCHOOL ELEMENTARY INDEPENDENT CREATIVITY

Episcopal Day School of St. Matthew

PRE-K–8 · PRIVATE · SAN MATEO

Episcopal Day School of St. Matthew is a private coeducational school in San Mateo serving students from Pre-K through Grade 8.

The school spans early childhood, elementary, and middle-school years, providing a continuous Pre-K–8 private-school pathway.

Episcopal Day emphasizes academics, critical thinking, creativity, community, and the overall development of each student.

For San Mateo families, it is one of the city's more established Pre-K–8 private-school options.

Location: San Mateo
Grades: Pre-K–8
Type: Private · Coeducational
PROGRAM HIGHLIGHTS
PRE-K–8 ELEMENTARY MIDDLE SCHOOL COMMUNITY
Private-school grade levels, admissions policies, tuition, financial aid, and campus configurations may change over time. Please verify current information directly with each school. Private schools are not assigned by residential address, and admission is handled independently by each school.
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Market Trend

Home Price Trends

Market Activity

Latest available MLSListings data · Updated automatically

Neighborhoods

01

San Mateo Park

San Mateo’s signature historic estate neighborhood

San Mateo Park is known for wide curving streets, mature trees, larger lots and historic estate homes. Bordering Hillsborough and Burlingame, it offers some of the strongest estate character and privacy within San Mateo.

LUXURY ESTATES LARGE LOTS HISTORIC HOMES
02

Baywood

An established upscale neighborhood with classic architecture and convenience

Baywood is one of San Mateo’s classic upscale residential areas, with many Mediterranean, Tudor and Colonial-style homes. Mature landscaping, polished streetscapes and proximity to Downtown make it especially attractive to long-term family buyers.

UPSCALE CLASSIC HOMES DOWNTOWN
03

Aragon

Tree-lined streets, prewar homes and a classic family neighborhood

Aragon is characterized by mature trees, quiet streets and carefully maintained prewar homes. It is one of San Mateo’s most traditional family-oriented neighborhoods, with convenient access to schools, shopping, dining and transportation.

TREE-LINED PREWAR HOMES FAMILY AREA
04

Baywood Knolls

Upscale west-side hillside living with larger homes and quieter streets

Baywood Knolls sits on San Mateo’s west side and transitions into a more pronounced hillside setting. Larger homes, quieter streets and broader views distinguish it from flatter neighborhoods closer to Downtown.

HILLSIDE UPSCALE VIEWS
05

Baywood Park

West-side hillside living with space, views and a quieter setting

Baywood Park sits farther into San Mateo’s western hills and is characterized by single-family homes, sloping terrain and more generous residential lots. Many properties offer more space than neighborhoods closer to the city center.

HILLSIDE LARGE LOTS VIEWS
06

San Mateo Knolls / Laurel Creek Farm

Hillside homes with unusually large lots and lower-density living

San Mateo Knolls / Laurel Creek Farm is particularly notable for its lot sizes. Quarter-acre parcels are relatively common in parts of the area, while selected properties reach half an acre or more.

LARGE LOTS HILLSIDE LOW DENSITY
07

Highlands / Ticonderoga

Hillside homes, natural surroundings and Mid-Century character

Highlands and Ticonderoga represent a classic San Mateo hillside residential lifestyle. Curving roads, mature trees and Mid-Century single-family homes create a very different environment from the city’s flatter neighborhoods.

HILLSIDE MID-CENTURY NATURE
08

Laurelwood / Sugarloaf

Mature west-side neighborhoods close to hills and open space

Laurelwood and Sugarloaf sit near San Mateo’s western hills and are known for mature landscaping, sloping residential streets and access to natural open space. Sugarloaf Mountain and nearby trails add to the area’s outdoor character.

HILLSIDE TRAILS MATURE LANDSCAPING
09

Hayward Park

Historic architecture with Downtown and Caltrain convenience

Hayward Park features Craftsman, Tudor and Mediterranean-style homes and offers convenient access to Downtown San Mateo and Caltrain. It is one of the city’s most appealing traditional neighborhoods for walkability.

CRAFTSMAN DOWNTOWN CALTRAIN
10

Bay Meadows

One of San Mateo’s most recognizable modern planned communities

Bay Meadows offers a sharp contrast to San Mateo’s older neighborhoods, with townhomes, condos, newer residences and a walkable master-planned layout. Hillsdale Caltrain and nearby shopping add to its convenience.

NEWER HOMES WALKABLE CALTRAIN
11

Edgewater Isle / Los Prados

Bayfront living with condos and lower-maintenance housing options

San Mateo’s eastern bayfront offers a very different lifestyle from the west side. The area includes condos, townhomes, single-family homes and waterfront residences, with convenient access to Highway 92 and bayfront open space.

WATERFRONT CONDO HWY 92
01 · NEIGHBORHOOD

San Mateo Park

San Mateo Park is one of San Mateo’s most distinctive luxury neighborhoods, located on the city’s northwestern edge next to Hillsborough and Burlingame. Large lots, mature trees, broad curving roads and historic homes create a residential setting with unusually strong estate character.

Unlike a conventional street grid, many roads follow graceful curves and incorporate landscaped traffic circles. Mature tree canopies, deep front setbacks and substantial hedges give many properties an exceptional degree of privacy.

The neighborhood includes many early twentieth-century residences, with architecture ranging from Colonial Revival and Craftsman to Spanish Revival, alongside extensively renovated and newly built luxury homes.

For luxury buyers, value in San Mateo Park often comes from more than square footage. Lot quality, architectural character, street location, mature landscaping and long-term scarcity can all be important.

NEIGHBORHOOD HIGHLIGHTS
Positioning: Premier San Mateo luxury neighborhood
Typical Lots: Median around 10,500 sq.ft.; some roughly 1/4–1/2 acre or larger
Housing: Historic homes · Large estates
Nearby: Hillsborough · Burlingame
02 · NEIGHBORHOOD

Baywood

Baywood is one of San Mateo’s most established upscale residential areas, combining classic architecture with convenient access to the city center.

Tree-lined streets feature many tile-roofed Mediterranean-style homes, along with Tudor and Colonial residences.

Street names such as Harvard, Georgetown, Fordham, Cornell and Notre Dame reinforce the neighborhood’s traditional East Coast-inspired character.

NEIGHBORHOOD HIGHLIGHTS
Positioning: Upscale traditional family neighborhood
Typical Lots: Often around 7,000–8,000 sq.ft.; some exceed 10,000 sq.ft.
Architecture: Mediterranean · Tudor · Colonial
Location: Near Downtown San Mateo
03 · NEIGHBORHOOD

Aragon

Aragon is one of San Mateo’s classic family-oriented neighborhoods, known for tree-lined streets, prewar homes and a traditional residential atmosphere.

The neighborhood is primarily single-family residential, with many carefully maintained homes and convenient access to schools, shopping, dining and transportation.

Compared with the stronger estate character of San Mateo Park, Aragon offers a more cohesive and everyday family-neighborhood experience.

NEIGHBORHOOD HIGHLIGHTS
Housing: Traditional single-family homes
Lots: Generally medium-sized residential parcels; property-by-property variation
Architecture: Many prewar homes
Character: Tree-lined · Established
04 · NEIGHBORHOOD

Baywood Knolls

Baywood Knolls sits on San Mateo’s west side and is an important hillside neighborhood within the city’s upper-end housing market.

Compared with flatter Baywood, the neighborhood transitions into more pronounced slopes, where homes are often larger, streets quieter and some properties enjoy broader views.

Lot size varies substantially. Lot shape, slope, usable land and views can therefore be just as important as total recorded lot area.

NEIGHBORHOOD HIGHLIGHTS
Positioning: Upscale west-side neighborhood
Lots: Wide variation; parcels from roughly 0.10 to 0.80+ acre can be found
Terrain: Gentle slope to hillside
Buyer Focus: Views · Slope · Usable land
05 · NEIGHBORHOOD

Baywood Park

Baywood Park sits in a higher-elevation part of western San Mateo and is a classic hillside residential neighborhood.

Compared with the historic character of Baywood and Aragon, this area leans more toward postwar single-family homes, larger interiors, sloping streets and suburban-style living.

Some properties benefit from elevated city, valley or Bay views, making the area attractive to buyers who value space, quiet surroundings and outlook.

NEIGHBORHOOD HIGHLIGHTS
Typical Lots: Median around 10,000 sq.ft.; many around 8,000–10,000+ sq.ft.
Terrain: Hillside
Housing: Single-family homes
Character: Space · Quiet · Selected views
06 · NEIGHBORHOOD

San Mateo Knolls / Laurel Creek Farm

San Mateo Knolls / Laurel Creek Farm stands out for some of the more generous residential parcels on San Mateo’s west side.

Lot sizes vary widely, but compared with many of the city’s traditional neighborhoods, quarter-acre parcels are relatively common in parts of the area, while selected properties reach half an acre or more.

Streets such as Kingridge and Viewridge are particularly notable for larger parcels. Total lot size alone does not determine value; slope, usable yard area, views and parcel configuration are also important.

NEIGHBORHOOD HIGHLIGHTS
Typical Lot: Median around 9,200 sq.ft.
Larger Lots: About 40% are 1/4 acre or larger
Selected Streets: Typical parcels can reach roughly 14,000–17,000+ sq.ft.
Rare Parcels: Some are around 1/2 acre or larger
07 · NEIGHBORHOOD

Highlands / Ticonderoga

Highlands and Ticonderoga form an important part of San Mateo’s western hillside housing market.

Curving hillside roads, mature trees and Mid-Century single-family homes are among the area’s defining characteristics.

Many homes emphasize indoor-outdoor living, privacy and natural surroundings, making the area especially attractive to buyers who prefer a wooded setting.

NEIGHBORHOOD HIGHLIGHTS
Typical Lots: Often around 7,000–9,000 sq.ft.
Median Lot: Approximately 8,700 sq.ft.
Architecture: Mid-Century homes
Setting: Wooded · Hillside · Private
08 · NEIGHBORHOOD

Laurelwood / Sugarloaf

Laurelwood and Sugarloaf sit near San Mateo’s western hills and are defined by mature landscaping, sloping residential streets and proximity to open space.

Laurelwood / Sugarloaf Park borders Sugarloaf Mountain, with trails extending into the surrounding natural landscape. The overall feel is quieter and greener than the city’s central neighborhoods.

Housing is primarily single-family. Street-by-street differences in slope, views, road width and usable lot area can be significant.

NEIGHBORHOOD HIGHLIGHTS
Lots: Highly variable; slope and usable land often matter more than total area
Nature: Sugarloaf Mountain · Trails
Housing: Single-family homes
Buyer Focus: Slope · View · Usable land
09 · NEIGHBORHOOD

Hayward Park

Hayward Park combines historic residential architecture with strong access to San Mateo’s urban amenities.

Housing styles include Craftsman, Tudor and Mediterranean residences, creating a varied traditional streetscape.

Downtown San Mateo, Caltrain, Central Park and the Japanese Garden are all nearby, making the neighborhood especially attractive to buyers who value walkability.

NEIGHBORHOOD HIGHLIGHTS
Architecture: Craftsman · Tudor · Mediterranean
Lots: Generally traditional urban residential parcels
Transit: Caltrain
Nearby: Downtown · Central Park
10 · NEIGHBORHOOD

Bay Meadows

Bay Meadows represents a modern alternative to San Mateo’s traditional historic neighborhoods.

Housing consists largely of newer townhomes, condos and master-planned residences, with an emphasis on walkability, shared open space and integration with retail and neighborhood amenities.

Hillsdale Caltrain, Hillsdale Shopping Center and nearby dining make the area especially attractive to buyers looking for a modern, lower-maintenance lifestyle.

NEIGHBORHOOD HIGHLIGHTS
Type: Modern planned community
Housing: Townhome · Condo · Newer homes
Lots: Not primarily traditional large-lot single-family housing
Transit: Hillsdale Caltrain
11 · NEIGHBORHOOD

Edgewater Isle / Los Prados

San Mateo’s eastern bayfront offers a very different residential experience from the hillside and historic neighborhoods on the west side.

Edgewater Isle is primarily associated with condos and waterfront-style living, while Los Prados offers a broader mix of single-family homes, condos and other residential options.

Highway 92 provides convenient access toward both the Peninsula and East Bay, while parks and bayfront open space add a recreational component.

NEIGHBORHOOD HIGHLIGHTS
Setting: Bayfront residential
Housing: Condo · Townhome · Single-family
Lots: Lot-size comparisons are less meaningful because housing types vary widely
Access: Highway 92
Neighborhood names and boundaries above reflect commonly used local and real-estate geographic references and may not correspond exactly to legal, postal, school-district or parcel boundaries. Lot sizes shown are common or representative characteristics, not universal ranges. In San Mateo’s western hillside neighborhoods in particular, total lot size does not necessarily equal usable land. Slope, parcel configuration, views, road position, trees and development constraints can materially affect property value. School assignments, HOA requirements, zoning and other property-specific information should be verified using the exact property address.